A "problem" becomes a problem only when we know not the solution to the problem.
Thus ‘life’ is a problem when we know not how to meet the life’s challenges rising around us.
The stimuli coming from the external "world", as they touch the objective "mind", creates therein a problem, to solve which, it needs the guidance of the rational capacities of the "intellect" - the subjective mind.
When the individual is split within, his mental personality, divorced from the intellect, cannot easily come to any decision.
The egoistic self-evaluation and ego-created intense "anxieties" for the fruits of "action" stands, as it were, between the mind and intellect, separating them and creating between them an almost unbridgeable gulf.